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Cardinal Homes

Welcome to Cardinal Homes

Along with our network of reputable independent builders, Cardinal Homes takes pride in helping make your dream home a reality. Backed by state-of-the-art technology, our entire company and builder network is focused on homebuyer satisfaction.

You’ll enjoy comfortable living spaces, quality name brand products, strict attention to detail and outstanding value. Your new home is where you express yourself, raise your family, entertain and relax … it should reflect who you are! We will customize any of our pre-engineered floor plans to meet your needs.

You’re invited to browse through our selection of floor plans featuring large great rooms, spacious kitchens and flexible interior designs to provide comfort and balance to everyday life. Whether you’re looking to build your first home, accommodate your growing family’s needs or build a home that provides ease and comfort to your lifestyle, Cardinal Homes has hundreds of designs to choose from!

Consider building a Cardinal home as your next home, and feel confident knowing that the Cardinal team will stand behind your independent builder. We’ll work together to build you a home that you’ll be proud to own. At Cardinal, we don’t just build houses … we build relationships!

Why Build A Cardinal Modular / Systems Built Home?

What Is A Modular Home?

Modular homes are built in factories, using an assembly line production process. Your new modular home can be built while work is being done on your building lot to prepare for it. In regular site built homes you could not begin construction on your house until all site preparation had been finished.

Why Choose Pre-Built Components Versus Traditional Stick Building?

Each pre-built component saves time, and in the end, money!

  • Cardinal’s indoor production facility keeps materials safe and dry during the construction process of your home.
  • Because Cardinal’s homes are almost 80% complete once weather tight, pilferage is less likely at your home site.
  • Cardinal recycles as many materials as possible. Overall this means a better and cleaner environment. Cardinal’s building system also creates less waste at your home site which reduces the need for unnecessary trash disposal and results in a cost savings on wood, landfill use and other materials.
  • Cardinal’s consistent quality control measures in receiving materials and throughout the production process helps ensure a high quality home for your Builder to complete.
  • Cycle times are reduced by building with Cardinal homes so you are more likely to close your loans quicker and that will save valuable interest dollars.

What Are The Differences Between Modular, Mobile And Manufactured Homes? 

While searching for a new home, you’ll hear the terms site built, modular, and manufactured. It’s important to become familiar with the differences between these structures so you can make sure you make the right decision with the correct information for your home buying needs.

Site Built Homes Cardinal Homes, Inc.* ON-Frame Modular Homes Manufactured
Affixed to a permanent foundation (crawl space, basement or pilings)
Yes

Yes

Sometimes
Maybe, but steel chassis must remain attached
Title held as
Deeded Real Estate

Deeded Real Estate

Deeded Real Estate
Titled like an RV by the Dept of Motor Vehicles
Appreciates in value
Yes

Yes

Not usually
Not usually
Conforms to state, local and regional codes.
Yes

Yes, But Often Exceeds Local Building Codes

Yes
No, built to Federal Pre-Emptive “HUD” Standard
Financing
Conventional Mortgage

Conventional Mortgage

Conventional Mortgage
Many “creative” financing schemes
Appraisal
Compared to other site built and modular homes

Compared To Other Site Built And Modular Homes

Compared to other On-Frame Modular and Manufactured homes
Compared to On-Frame Modular and other Manufactured homes
May be set on blocks tied down with metalstraps.
No

No

Yes
Yes
Depreciates in value
Not usually

Not Usually

Often
Usually
Non-removable Steel Chassis
No

No

Typical
Steel Chassis is required to remain in place
Also known as Mobile Home, Double Wide, Trailer, etc
No
No
Sometimes
Yes

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